1.In a slump there is no natural tendency for the rate of interest to fall, because people's desire to hoard money is increasing.
经济衰退时，利率不具有自然的下行倾向，因为人们囤积资金的欲望在增强。
2.This encouraged people to hoard money during periods of financial stress.
这就鼓励大家在面对经济压力的时候囤积现金。
3.One who lives Very meagerly in order to hoard money.
吝啬鬼为了积聚钱财而过着非常穷困生活的人